Sarah Louise Pickett
Sarah Louise Pickett
  • Видео 244
  • Просмотров 205 665
MOVING DAY MAYHEM | I Should Have Hired Professionals!
Hey there, it's Sarah Louise Pickett! 🌟 Welcome to my latest moving vlog where I tackle the entire moving process without professional movers and immediately regret it lol.
Timestamps:
00:00: Intro & Why Did I NOT Hire Professionals????
01:00: The Mess I'm Embarrassed to Show LOL
01:45: Cracker Barrel Breakfast
03:30: My Discovery About Maple Street Biscuit Company & Cracker Barrel
03:58: Sarah Mic'd Up While Moving - AKA the BEST PART OF THE VIDEO LOL
05:30: And we Skip to Memorial Day & A/C Problems
06:49: Shoe Closet Tour
08:20: Landlord Special lol
08:30: An Attitude of Gratitude
09:30: Don't Forget to Subscribe!
Ever wondered what it’s like to move without professional help? Well, let's say ...
Просмотров: 46

Видео

I'M MOVING AGAIN | Empty House Tour
Просмотров 153День назад
Fire it up! I am so excited to share my new place with you! I've officially been here a month and finally have time to get this up for you! I hope you enjoy it! ✩ SUBSCRIBER COUNT: 901 at the time of posting :) ✩ MUSIC I USE: Epidemic Sound
DEAR 2024 GRADUATES | You Are Not Alone! | Post-Grad LIfe Is NOT Easy!
Просмотров 65Месяц назад
Hey everyone! Welcome back to my channel and another episode of Car Chats. Today’s topic is a bit different from my usual content, but it’s something that’s been on my mind for a while: navigating life after college. Whether you're in your final semester or freshly graduated, the transition to postgrad life can be a rollercoaster of expectations versus reality. In this video, I’ll share my pers...
TECH FAILS & LESSONS LEARNED: Dyson Straightener Update & Amazon SD Card Scam!
Просмотров 92Месяц назад
Hey everyone, welcome back to another video and back to my channel. This week was a week of tech failures for Sarah's life (don't you love how I say that in 3rd person??? lol). A Major Update on My Dyson Straightener Almost a year ago, I filmed a video raving about the Dyson Corrale straightener and how great it was. Well, here's the update: it's still a fantastic product, but recently, it stop...
YOU NEED A DASH CAM, CROCK POT LUNCHBOX??? & TRADWIFE TREND | Lifechanging to be honest!
Просмотров 1352 месяца назад
YOU NEED A DASH CAM, CROCK POT LUNCHBOX??? & TRADWIFE TREND | Lifechanging to be honest! Hello, everyone; welcome back to my channel and to another car chat. If you're new here, hi, I'm Sarah. I'm your everything-savvy friend, and on this channel, I talk about a little bit of everything, which is why I'm saying I'm everything-savvy. Car chats is a series on my channel, that has become everythin...
I'M EXHAUSTED | Saving Money in THIS Economy, Wholesale Gas SECRET & Balancing Work & School
Просмотров 7422 месяца назад
Hello, everyone; welcome back to my channel and to another car chat. If you're new here, hi, I'm Sarah. I'm your everything-savvy friend, and on this channel, I talk about a little bit of everything, which is why I'm saying I'm everything-savvy. Car chats is a series on my channel, that has become everything, where we talk about various topics. On the chopping block today, we have gas prices, a...
CREDIT CARDS SCAM US, WEIRD MOVIES & NOW THEY WANT TO MOVE THE RETIREMENT AGE??? | How About No
Просмотров 593 месяца назад
CREDIT CARDS SCAM US, WEIRD MOVIES & NOW THEY WANT TO MOVE THE RETIREMENT AGE??? | How About No
THE FINAL CHAT IN THE PI CAR | I got a new job, life update, grad school, and more!
Просмотров 894 месяца назад
THE FINAL CHAT IN THE PI CAR | I got a new job, life update, grad school, and more!
10 MINUTES OF ME RANTING ABOUT TURNING 25 | Grateful, thankful & Happy to be here! | THIS IS 25!
Просмотров 864 месяца назад
10 MINUTES OF ME RANTING ABOUT TURNING 25 | Grateful, thankful & Happy to be here! | THIS IS 25!
I BOUGHT A CAR | 2024 Hyundai Tuscon | First Time Buying a Car at 24
Просмотров 975 месяцев назад
I BOUGHT A CAR | 2024 Hyundai Tuscon | First Time Buying a Car at 24
SETTING GOALS FOR 2024 - ADAPT, IMPROVISE & OVERCOME
Просмотров 595 месяцев назад
SETTING GOALS FOR 2024 - ADAPT, IMPROVISE & OVERCOME
GEN-Z & MILLENIALS COMPLAIN TOO MUCH, THE TIMES OF INTOLERANCE & REAGAN ON INFLATION | Car Chats
Просмотров 3065 месяцев назад
GEN-Z & MILLENIALS COMPLAIN TOO MUCH, THE TIMES OF INTOLERANCE & REAGAN ON INFLATION | Car Chats
IN A WORLD OF CORPORATE LAYOFFS AND INFLATION | 401K + HYSA Are Your Friends | Chats with Sarah
Просмотров 3456 месяцев назад
IN A WORLD OF CORPORATE LAYOFFS AND INFLATION | 401K HYSA Are Your Friends | Chats with Sarah
IS COLLEGE EDUCATION LOSING VALUE? | Comparison & Building a Side Business | Car Chats with Sarah
Просмотров 1126 месяцев назад
IS COLLEGE EDUCATION LOSING VALUE? | Comparison & Building a Side Business | Car Chats with Sarah
HOW LIVING AT HOME AFFECTS MENTAL HEALTH & THE SHOCKING COST OF URGENT CARE | Car Chats with Sarah
Просмотров 9076 месяцев назад
HOW LIVING AT HOME AFFECTS MENTAL HEALTH & THE SHOCKING COST OF URGENT CARE | Car Chats with Sarah
UPGRADE YOUR WORKFLOW | Unboxing the 16 Inch M3 Max MacBook Pro
Просмотров 5576 месяцев назад
UPGRADE YOUR WORKFLOW | Unboxing the 16 Inch M3 Max MacBook Pro
INFLATION IS OUR FAULT? | Meatless America? & The Rising Consumer Debt Problem | Car Chats w/ Sarah
Просмотров 3346 месяцев назад
INFLATION IS OUR FAULT? | Meatless America? & The Rising Consumer Debt Problem | Car Chats w/ Sarah
THE DECLINE & DEBUNKING OF BLACK FRIDAY SALES & CONSUMER PUNISHMENT | Car Chats with Sarah | EP 6
Просмотров 1247 месяцев назад
THE DECLINE & DEBUNKING OF BLACK FRIDAY SALES & CONSUMER PUNISHMENT | Car Chats with Sarah | EP 6
HEALTH INSURANCE IS A LITTLE SUS | Car Chats With Sarah | Ep 5. | Premiums Skyrocketing
Просмотров 2457 месяцев назад
HEALTH INSURANCE IS A LITTLE SUS | Car Chats With Sarah | Ep 5. | Premiums Skyrocketing
THE NORMAL 9-TO-5 GRIND, SURVIVING THE RAT RACE & NOT MAKING DECISIONS WHEN ILL | Car Chats | SLP
Просмотров 2247 месяцев назад
THE NORMAL 9-TO-5 GRIND, SURVIVING THE RAT RACE & NOT MAKING DECISIONS WHEN ILL | Car Chats | SLP
GETTING "SICK" IN 2023 | Everything is the "that", but it isn't | Car Chats With Sarah | Ep. 3 | SLP
Просмотров 1467 месяцев назад
GETTING "SICK" IN 2023 | Everything is the "that", but it isn't | Car Chats With Sarah | Ep. 3 | SLP
CHOKING ON THE COST OF LIVING | Car Chats | Changing my mind on moving & being told I'm "too nice"
Просмотров 11 тыс.7 месяцев назад
CHOKING ON THE COST OF LIVING | Car Chats | Changing my mind on moving & being told I'm "too nice"
SHARING MY INNER STRUGGLE | Car Chats With "S" | Ep. 1 | Feeling Burned Out, Stuck, And Lost
Просмотров 1818 месяцев назад
SHARING MY INNER STRUGGLE | Car Chats With "S" | Ep. 1 | Feeling Burned Out, Stuck, And Lost
MY HONEST BALAYAGE EXPERIENCE | First time bleaching my hair & the results! | AVEDA SALON
Просмотров 968 месяцев назад
MY HONEST BALAYAGE EXPERIENCE | First time bleaching my hair & the results! | AVEDA SALON
CATCHING UP ON A WORK WEEK IN MY LIFE | Morning Thoughts Before My 8-5
Просмотров 1079 месяцев назад
CATCHING UP ON A WORK WEEK IN MY LIFE | Morning Thoughts Before My 8-5
THE M2 MACBOOK AIR IS FOR COLLEGE STUDENT OR YOUNG PROFESSIONALS | M2 Macbook Air 13 inch
Просмотров 1649 месяцев назад
THE M2 MACBOOK AIR IS FOR COLLEGE STUDENT OR YOUNG PROFESSIONALS | M2 Macbook Air 13 inch
FINALLY GETTING MY LAZY BOY RECLINER! | Work Week in My Life
Просмотров 11911 месяцев назад
FINALLY GETTING MY LAZY BOY RECLINER! | Work Week in My Life
DYSON AIRSTRAIT | $500 | First impressions, unboxing, and thoughts
Просмотров 615Год назад
DYSON AIRSTRAIT | $500 | First impressions, unboxing, and thoughts
EXPENSIVE WEEKEND IN THE LIFE | I Bought A Lazy Boy Recliner!
Просмотров 131Год назад
EXPENSIVE WEEKEND IN THE LIFE | I Bought A Lazy Boy Recliner!
DYSON CORRALE STRAIGHTENER REVIEW | After Using It For Nearly 2 Years
Просмотров 14 тыс.Год назад
DYSON CORRALE STRAIGHTENER REVIEW | After Using It For Nearly 2 Years

Комментарии

  • @SteveWallace-lg7fw
    @SteveWallace-lg7fw 11 дней назад

    Congratulations Sarah. Enjoy your new place. It’s really nice!

  • @Thaddeus_Bungo_McTitpop
    @Thaddeus_Bungo_McTitpop 27 дней назад

    Why have a car at all? It's just a money pit. You have so many alternatives: buses, bicycles, trains, walking, and Uber (my absolute favorite, especially for late nights when you're exhausted). Health insurance is a waste, too. Get it from your job or just go without. ER is free if you don't give them your name. You're not required to do that and they legally can't turn you away. Also, a savings account is no alternative to a 401(k). A Fidelity brokerage account is way better than either, IMO.

    • @SarahLouisePickett
      @SarahLouisePickett 27 дней назад

      It's always good to explore different transportation options that suit your lifestyle, where you live, and budget.

  • @SarahLouisePickett
    @SarahLouisePickett 28 дней назад

    Video is linked: 🎓 POSTGRAD REALITIES: What They Don't Tell You! | Expectations vs. Reality 🚗 ruclips.net/video/fzH8yoxTB_s/видео.html

  • @beavergunsnroses3258
    @beavergunsnroses3258 28 дней назад

    You didn't explain anything.

    • @SarahLouisePickett
      @SarahLouisePickett 28 дней назад

      The video is linked in the short! Here it is: 🎓 POSTGRAD REALITIES: What They Don't Tell You! | Expectations vs. Reality 🚗 ruclips.net/video/fzH8yoxTB_s/видео.html

  • @BallClapper
    @BallClapper 28 дней назад

    you are a great woman for helping teach people who didn’t have authority to teach them this stuff

  • @johntexan4165
    @johntexan4165 Месяц назад

    Drink much?

  • @ninjaonfire19
    @ninjaonfire19 Месяц назад

    Fire it upp haha

    • @SarahLouisePickett
      @SarahLouisePickett Месяц назад

      Heck yeah lol! One of the attorneys at work uses that all time. It's quite catchy lol.

  • @djm5k
    @djm5k Месяц назад

    Great video! How technology has changed in the radio station. I was on airstaff at my college radio station my senior year 1983 to 1984. The first two quarters I was on the air, I had a 12:00 midnight to 3 AM shift Sunday morning, then a 1 to 3 PM shift on Wednesday afternoons my last quarter. Back then we used to play vinyl records, and had to keep three turntables cued up at all times during my shift. We had to do two breaks an hour to back announce our music and do station promos and public service announcements. We used a cart machine to play recorded promos and announcements and had to read some. We were required to produce three recorded promos or public service announcements and record them to a cart per quarter to get a passing grade. Our music format at that time was New Wave/ Alternative. I never thought I would like being a DJ, but I ended up loving it. Many students in my major, Architecture, were DJ’s on the school station, and when I did my DJ Training course, I was able to sit in with two of my friends per week during their shows to learn the ropes. The school station is still up and running, but they have moved to a larger, state of the art studios in the same building. Weird Al Yankovich went to my college and was also a DJ on the school station. I heard he got fired for playing records backwards. However, he is now a big supporter of the station. He recorded one of his early songs in the men’s restroom across the hall from the previous station studios.

  • @rachdominate
    @rachdominate Месяц назад

    Could your landlord have dropped it ?

  • @SteveWallace-lg7fw
    @SteveWallace-lg7fw Месяц назад

    Enjoyed your video. Buying anything off Amazon is a gamble. Being a male I don’t use a hair straightener. I buzz my head once a month. It must be tough being a girl. Lol

  • @SteveWallace-lg7fw
    @SteveWallace-lg7fw 2 месяца назад

    I’ve got to get another crockpot.

  • @infernogamers168
    @infernogamers168 2 месяца назад

    Dash cam noted! Great idea 👏🏼

  • @SarahLouisePickett
    @SarahLouisePickett 2 месяца назад

    In today's chat, we discuss why you need a dash cam in your vehicle, how amazing the Crockpot lunchbox is, and the rise of the tradiwife trend! Links: MY EXACT DASHCAM: www.getnexar.com/the-dash-cam... MY CROCK POT LUNCH BOX: a.co/d/gakqKx7 Any other links you want? Just ask! Thank you so much for watching!

  • @SarahLouisePickett
    @SarahLouisePickett 2 месяца назад

    Hey everyone! I'm planning to film an update video here shortly! Stay tuned! I will post it here when it's live.

  • @varinialynn
    @varinialynn 2 месяца назад

    Thank You!!(:

  • @gsabeykoon9192
    @gsabeykoon9192 2 месяца назад

    Hey Sarah! Watching this video gave me a boost of confidence to do a balayage at an Aveda salon 😊 and your hair looks great!

  • @Jane5720
    @Jane5720 2 месяца назад

    I agree about the checking account

  • @juliemoore6957
    @juliemoore6957 2 месяца назад

    Here in Southern California, gas is $5.49 a gallon!

  • @stillwatersfarm8499
    @stillwatersfarm8499 2 месяца назад

    When I was in college late 90s early 2000s, PC was better, but a few years ago I switched to Mac. It is so much better now, especially being able to link tablet to phone to laptop. I never have any problems with my Mac, whereas I feel the last PC I got was slow and glitchy right out of the box.

    • @SarahLouisePickett
      @SarahLouisePickett 2 месяца назад

      Agreed! I used PC all throughout high school and then didn’t start using Mac until my first semester of college. I’ve never had a PC last longer than a year and a half without having battery issues or some other issues.

  • @LynnSJ
    @LynnSJ 2 месяца назад

    Gas in my neck of the woods, is $5.04 gal rg. Recommend paying with cash to get that lowest price. $50.00 brought me just a little over 1/2 a tank, have a 15-gallon tank. GasBuddy app price today at the same station I paid cash. is $5.14.. Comparatively Costco is $4.95, I don't use Costco for gas on a regular basis any longer as I was declined at the pump last week ...due to not having the preauthorization amount in my checking of $150.00. I am now pulling out gas cash and a little extra to put aside every paycheck. Also getting out to do something in nature is a great brain and body re-set/grounding. :-)

  • @chloek7754
    @chloek7754 2 месяца назад

    Thank you. I just bought it yesterday when it’s on sale❤

  • @TheresaStrong-xl2gy
    @TheresaStrong-xl2gy 2 месяца назад

    Curious how the young people will vote given the economy. 🤔🤔🤔

  • @rachdominate
    @rachdominate 2 месяца назад

    Try threatening and badgering them. I had to do that with weedman services when they tried to charge me $500 for a service they never did then threatened to send me to collections. Turns out they had no record of the property ever being treated. Yeah…. No shit, because it wasn’t. Same thing. No one will answer the phone.

  • @EvaCortez
    @EvaCortez 3 месяца назад

    Sweet and to the point--thanks so much! <3

  • @jerryd4586
    @jerryd4586 3 месяца назад

    Exactly !! Government programs come with Strings attached.

  • @axs62
    @axs62 3 месяца назад

    I said and thought the same thing 30 years ago but I was stupid then.

  • @valfreyaaurora4922
    @valfreyaaurora4922 3 месяца назад

    You can already put money in your own retirement account but it sounds like you don’t? You could also find a job with a pension, lol if only.

  • @Fuh-Qu
    @Fuh-Qu 3 месяца назад

    It’s called being a Nationalist. I have more rights than any American citizen. I don’t pay Federal taxes, parking tix, driving tix, penalties, fees, fines or anything of the sort. CPS can’t do ish to my kids. I have actual rights. This is all hidden in our 14th amendment

  • @boonedog1457
    @boonedog1457 3 месяца назад

    Buy land, build a cabin in the woods, get off the grid and garden. You will life a complete life. Oh, plus, if you haven't already done so, give your life to Jesus. 🙏 I'm serious!

  • @boonedog1457
    @boonedog1457 3 месяца назад

    You speak truth!!! Keep spreading thus message. 🙏

  • @davidparker5345
    @davidparker5345 3 месяца назад

    if you walk the halls of govt or sit behind a desk work till 75 but what about the millions that sweat while working. Stand all day Guess who makes the laws We are screwed

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      That's cute how you think a desk job is easy.

    • @davidparker5345
      @davidparker5345 3 месяца назад

      It is cute how you purposefully lie about something that was never said. Twist what others say to fit your narrative. @@richardjosephnovak

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      @@davidparker5345 Nope, that's what you said.

  • @OFCgamevids
    @OFCgamevids 3 месяца назад

    thank the left and rhinos

  • @earsmiroir
    @earsmiroir 3 месяца назад

    Sounds a conservative move.

  • @judithbradford9130
    @judithbradford9130 3 месяца назад

    LIfe expectancy is DROPPING in this country. They aren't going to LOWER the age, they want to GET RID of retirement as "not Biblical"

  • @Treaclepuff
    @Treaclepuff 3 месяца назад

    I think you do have the option to NOT pay into social security. Do your homework and see for sure.

    • @SarahLouisePickett
      @SarahLouisePickett 3 месяца назад

      turbotax.intuit.com/tax-tips/irs-tax-return/who-is-exempt-from-paying-social-security-tax/L3dLJUbLN Only certain groups apparently.

  • @jeanmartin6410
    @jeanmartin6410 3 месяца назад

    The reason social security is such a big deal is because the average person DOESNT invest Any of their income. When there was no social security, elders were living on the street, unless they were taken care of by their children, or other relatives. Instead of doing away with social security, why don’t we RECLAIM all the money the government stole from it in the seventies and eighty’s to fund all their wars? Our social security is what made the industrial war complex so wealthy. Please don’t be dumb. Do some research and get mad. Elect people who respect you enough NOT to steal from you.

    • @SarahLouisePickett
      @SarahLouisePickett 3 месяца назад

      I’m not dumb. But, just pointing out the issues.

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      Any money that was taken out of the SS by the government was paid beck with interest. What needs to stop to allow proper care for Americans is foreign aid, the influx of migrants, and the endless growth. Stop these three thing and the US will prosper and nature will be preserved.

  • @thomasreilly6362
    @thomasreilly6362 3 месяца назад

    American life expectancy is declining. For the first time in its history

    • @SarahLouisePickett
      @SarahLouisePickett 3 месяца назад

      People probably have stopped procreating because they realize that they don’t want to bring kids into this world. It’s unfortunate and really sad. My dad always used to tell me that it cost $1 million to raise a kid.

    • @thomasreilly6362
      @thomasreilly6362 3 месяца назад

      @@SarahLouisePickett No, a community raisesa child. Children are priceless. In 1970 a young couple could buy a house for $12,000 on one income. The same house costs €600,000 but wages have stagnated while productivity has gone up 40%. Young people are marrying later and have fewer children across the developed world. Japan, Korea and China will see the drastic drops in population's in the next 30,40 years. America has a stable population but their is an inbalance of over 50 year old due to fewer people smoking, drinking and industrial accidents

  • @beautifulstrengthsfitness3497
    @beautifulstrengthsfitness3497 3 месяца назад

    How bout we tax the corporations and businesses and wealthy making millions and billions off the working class?! Instead there are tax breaks for personal yachts and jets!

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      The tax rate for high income is 37% and and additional 37% for capital gains. So that is 74%! The wealthy also pay extremely high property taxes. Business not only pay higher taxes than individuals but also pay a portion of their employees taxes. Tell me again how you don't understand taxes.

    • @beautifulstrengthsfitness3497
      @beautifulstrengthsfitness3497 3 месяца назад

      @@richardjosephnovaksounds good in theory, but all the tax breaks allowed means the millionaires and billionaires do not in fact pay 74% tax. Thank you anyways!

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      @@beautifulstrengthsfitness3497 That is absolutely 100% completely incorrect. Tax laws, allowed deductions, and percentages are all published. I stated facts. You on the other hand are just singing in the echo chamber. Please tell how much you know about taxes by telling me what tax breaks the wealthy get that others don't.

  • @sylviabeichert943
    @sylviabeichert943 3 месяца назад

    That's what you get if you vote for the Republican Party. They have no intention for average wage earners to be able to retire at 65/67. In some countries eg Italy - they get 10 weeks of paid annual leave and can retire at 55. However, that may change as they now have a conservative Government.

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      You are absolutely out of your mind. The DNC is all about big government. Big programs. Big poor population. Big taxes. Big wars. In my very long life my taxes only decrease twice. Both by a GOP president. You clearly don't know the definition of the word conservative. 😂

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      You clearly don't understand politics or history.

  • @lmena5696
    @lmena5696 3 месяца назад

    Answer: because people who were lucky enough to go to college and take or major in investment banking would be able to retire, and people who work regular jobs, long hours, would not be able to compete in investments. Inside trading, illegal stock schemes... my elderly dad dated a lady who was in real estate and had $2Million in the bank. A swindler at her church set up a fake stock scheme, and she lost everything in old age. SS provides for all workers, and doesn't require people to be investment bankers and securities investigators... although low-paid people might not make as much as needed.

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      Anyone can and should open an investment account the day the get their first paycheck.

  • @russellnc
    @russellnc 3 месяца назад

    Cause the freeloaders need money too!😂

  • @jrc872
    @jrc872 3 месяца назад

    That's why 401K is bullshit. you are waiting for somthing that may not happen. Don't contribute to 401K and do somthing about your earnings NOW

  • @Lazydaisy646
    @Lazydaisy646 3 месяца назад

    Shes right

  • @joer7327
    @joer7327 3 месяца назад

    Bingo sweetheart you said it

  • @jmrm01
    @jmrm01 3 месяца назад

    Social Security can never go broke. Social Security will be there when you retire. And trying to save your own money for retirement would be a disaster for you and everyone else. The problem is that inflation is always there eating away at your savings. Everyone noticed inflation because it ran wild world-wide after the pandemic. But it's always there. And almost no investment returns money fast enough to beat inflation long term. But, Social Security does, and has worked for close to a century because it is not a savings plan or an investment. It's a pay as you go plan. The Social Security taxes paid by current workers pay the benefits of current retirees. In exchange for that, when you retire, the people still working pay your benefits. This keeps up with inflation because as inflation goes up, wages tend to go up. As long as new people enter the workforce, Social Security will have money. The "funding problem" with Social Security is that current workers are paid too little. Wages haven't kept up. The minimum wage used to be a living wage. A single worker could support a spouse, children, and buy a house. Today's workers are underpaid, and today's executives and stockholders are overpaid.

  • @phillipburnett6259
    @phillipburnett6259 3 месяца назад

    Slavery

  • @richardjosephnovak
    @richardjosephnovak 3 месяца назад

    The current SS payment is between 2K to 3K. That is enough to live on. You just need to prepare for it. At your age start putting 5% of your income into a retirement account. By the time you are 55 you will have a million dollars. By 65 you will have 2M dollars. Plus your SS on top of that.

    • @geraldineberish8957
      @geraldineberish8957 3 месяца назад

      I am not sure 5 percent will give you that amount. I think 10 percent would be better. The problem is not everyone has 5 or 10 percent to spare. Yes, people need to be careful with their spending. We all could pull back on eating takeout or amount spent on entertainment, but it is more than that. It is hard to save when there is high rent and college debt. I'm lucky that I am past that point in my life and came of age when both of those were more affordable, but I see that others are going through all this. Social Security is helpful but should not be counted on for the only source for money when you retire. It is not enough to live on by itself and it was never intended to be.

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      @@geraldineberish8957 Believe me 5% will get you million. Here is what you do. You are taxed by the government before you receive your net pay. You need to start paying (taxing) yourself first. Have an automatic 5% transfer from your pay into a retirement account. You never see it. It is never there to spend. It is never part of your budget. You can and will get along fine without it. You will get along fine without it. You have to. Then if you want to take it to the next kevel do this. Set up in your checking account an automatic transfer of an additional 5% into a separate savings account. This account is only for two things. The down-payment on a house and financial security power. As the money grows a bank will give you breaks on fees etc. When applying for credit and a mortgage the proof if funds in your IRA and savings accout will give you a much better interest rate saving you thousands of dollars. After buying your house you keep depositing that 5% into savings for your emergency fund. Not vacations or Christmas presents or loaning to a friend. It is for a new roof on your property or other real emergencies. If you can't manage this 5% do it when you get a raise. You did fine before the raise. "Cut back of take out" as you say. You are out of you mind. Restaurants are for the wealthy and ignorant. Just a Starbucks coffee every day is $2,500 a year. Or $25,000 in 10 years. Or $127,000 over your woking career. Yes, over a 100K. Just for a cup of coffee. And that is just one example of the money bleed from your budget. Don't be a fool. Don't be broke. Learn to feed yourself. Good luck.

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      Yes, 5% will get you there. I know. And yes, 10% is the better number. But the other 5% should be put into a savings account so you can have a stable liquid emergency fund for things like a new roof or car etc (not concert tickets.) That will save you thousands of dollars on your cedit line. It will also save you on bank charges as banks give breaks to high balance account holders. And you will receive a much better interest rate on things like a mortgage because you are a low risk borrower. The government takes taxes before you even see the money. Tax yourself first. Have the 5% deducted from your paycheck and sent to an investment account. Then set up an automatic payday transfer of the other 5% from checking to savings. You never see the money and won't miss it. It is not in your budget. If you have trouble adjusting to this do it when you get a raise. You did fine before the raise. "Cut back on take out". Take out is for the wealthy and fools. A daily Starbucks cup of coffee adds up to $1,900 a year. Or $19,000 in ten years. Or $90,000 over 50 years. Yes, 100k for a coffee. That does not count pizzas or taco or the worst money waser alcohol. Learn how to feed yourself. Live within your means. It is easier than you think.

  • @TheCalifornian
    @TheCalifornian 3 месяца назад

    Socila security was raided to pay for the liberal agenda.

  • @CCPwillfall01
    @CCPwillfall01 3 месяца назад

    It being in the 60s is already being too far out of reach

  • @martyrivard3191
    @martyrivard3191 3 месяца назад

    The other thing people don’t realize is the average Americans life expectancy is going down so by this metric, the retirement age should go down

    • @richardjosephnovak
      @richardjosephnovak 3 месяца назад

      They should absolutely not raise the retirement age. You should be contacting you representative and let them know.